Innovative An insurance against floods. The startup insurtech Hippo Insurance has partnered with Neptune Flood to offer a home insurance policy that covers the flood risk. The partner was not chosen at random. Founded in 2017, Neptune Flood, it allows users to quote and purchase flood insurance in less than two minutes The savings, says the company, up to 20% from the National Flood Insurance Program (NFIP) of the US government. Neptune Flood has created a technology that allows an advance mapping of flood risk areas, offering to homeowners near the flood areas a better sense of their insurance needs.