Accessing Neptune’s suite of flood insurance products makes our job as agents much easier. Neptune has truly designed the market’s best private market RCBAP flood insurance policy as they’ve taken the time to design a policy that not only offers broader coverages than the NFIP, but is also accepted by lenders with ease.

WesAgent, Hawaii

Quoting and issuing our first RCBAP policy with Neptune was a breeze! We were able to give our client a competitively priced policy without many of the obstacles we encounter with WYO policies.

MichaelAgent, NJ

Neptune Commercial Flood is definitely really easy to use and stress free.

MichaelAgent, NY

Neptune Commercial Flood's quote to bind process is smooth and easy, so we are excited!

WalterAgent, NJ

The process to personalize and obtain flood insurance on my beach property was so simple, that I thought there had to be some mistake!

MelissaNew Jersey

I was thoroughly surprised at how remarkably simple and quick the entire quote to bind process was.


From start to finish Neptune’s flood system was fast, easy, and accurate


Neptune Flood is amazing; Effortless and Uncomplicated.


Neptune is fast, easy, and an extremely valuable-asset to me and my business partners in the mortgage and real estate industry.


Neptune's technology makes flood insurance fun again! The ease of use to quote one's insurance policy comes second to none compared to the other carriers that we use.

Number 205 on the Inc. 5000, 2022 list, America's Fastest Growing Private Company

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Jumpstart is now part of
Neptune Flood

Parametric earthquake insurance available
in California, Oregon, and Washington.

Neptune Flood
Commercial Coverage

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See Neptune Featured on CNBC

Neptune Flood

The Upstart 100 is an exclusive list put together by CNBC of promising young start-ups, featuring a diverse group of companies that are building their brands globally. These companies are breaking down industry barriers on the path to becoming tomorrow’s household names that will be used daily by consumers. Selected from more than 500 nominees, these are the best of the best in the future of business. The companies that are on this year’s list represent nearly every sector of the economy, from enterprise software and finance to insurance, healthcare, and retail. Neptune is honored to be named on the list and look forward to continuing our effort to waterproof life!

Learn More Here and See the Full List

Debunking Flood Insurance Myths

There are many misconceptions about flood insurance, and the buck stops here. Here are some of the top, most important, myths about flood insurance that many people are misinformed about. Knowing the common myths of flood insurance will help you make a smarter decision when you go to purchase a policy and waterproof your life.

Backed by the best. Ready for the worst. In 2016, we merged technology with math nerds and insurance geeks to create an innovative flood insurance product. We think about flood insurance every day, so you don’t have to. Get the coverage you need in minutes, save money and then relax knowing Neptune has waterproofed your life. Neptune is backed by some of the largest insurance markets in the world and offers a leak-proof flood product with high limits and additional coverages. The future of flood insurance is here.

Apply to be a registered agent today and join our revolution to waterproof life!

Apply for Neptune Here

Digital Insurance Leaders Podcast